Jan Suraksha / Banking
PMJJBY / PMSBY Insurance
Enrol in PM Jeevan Jyoti Bima Yojana (life insurance at ₹436/year) and PM Suraksha Bima Yojana (accident insurance at ₹20/year).
Service Overview
PM Jan Suraksha schemes provide affordable life and accident insurance to all Indian citizens.
PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana):
- Life insurance cover of ₹2 lakh on death (any cause)
- Annual premium: ₹436 (auto-deducted from bank account)
- Available for ages 18–50 years
PMSBY (Pradhan Mantri Suraksha Bima Yojana):
- Accident insurance cover of ₹2 lakh
- Annual premium: just ₹20
- Available for ages 18–70 years
Required Documents
Aadhaar with Linked Bank Account
bank account must be active
Mobile Number
registered with bank account
Age Proof
PMJJBY: 18–50 years; PMSBY: 18–70 years
Send clear, readable photos or scanned copies of all documents via WhatsApp or upload below.
Who Can Apply
- Age 18–50 years for PMJJBY; 18–70 years for PMSBY
- Must have a savings bank account
- Aadhaar linked to bank account preferred
Fees & Processing Time
Processing Time
1–3 Days
Service Fee
₹49 – ₹99
How to Pay
UPI / Bank Transfer / Cash
Annual insurance premium (₹436 for PMJJBY, ₹20 for PMSBY) is deducted from your bank account. Our service fee covers enrolment assistance.
Apply for PMJJBY / PMSBY Insurance
Fill in your details below. Our team will review your application and call you within 24 hours.